Mind Over Money
Hi, I am Ceres, and I am a money psychologist and financial planner. Subscribe to my weekly newsletter to get one powerful psychological insight that transforms how you think about, spend and save money as a solopreneur, delivered directly to your inbox every Saturday.
Quarterly review for the I-am-not-a-numbers solopreneurs
PSYCHOLOGY-DRIVEN PERSONAL FINANCE ADVICE Your Quarter Review: Why Done is Better Than Perfect Read time: 4 minutes || Read on web browser Welcome to Mind Over Money, a weekly newsletter where I share actionable ideas to help women solopreneurs transform your relationship with money to build financial confidence and independence. Today's topic: Quarterly Money Dates Q1 ended a couple of weeks ago, which means that voice in the back of your mind has been whispering: "I should really look at my...
Why you struggle to spend money on your business as a first time solopreneur
PSYCHOLOGY-DRIVEN PERSONAL FINANCE ADVICE What Not Spending On Your Business is Costing You Read time: 5 minutes || Read on web browser Welcome to Mind Over Money, a weekly newsletter where I share actionable ideas to help women solopreneurs transform your relationship with money to build financial confidence and independence. Today's topic: Infrastructure Avoidance Loop You've had the tab open for eleven minutes. It's a project management tool. Or maybe it's an email platform, a bookkeeping...
How to break the anxiety spiral during tax season
PSYCHOLOGY-DRIVEN PERSONAL FINANCE ADVICE The Psychology Behind Tax Paralysis Read time: 6 minutes || Read on web browser Welcome to Mind Over Money, a weekly newsletter where I share actionable ideas to help women solopreneurs transform your relationship with money to build financial confidence and independence. Today's topic: Solopreneur Tax Anxiety Tax deadline is just around the corner (for those of us in the US). And if you are a solopreneur, your 2026 quarterly tax is due on the same...
Don't let their revenue become your trap
PSYCHOLOGY-DRIVEN PERSONAL FINANCE ADVICE Money Dysmorphia and the Revenue Lies Read time: 4 minutes || Read on web browser Welcome to Mind Over Money, a weekly newsletter where I share actionable ideas to help women solopreneurs transform your relationship with money to build financial confidence and independence. Today's topic: Overcoming Social Comparison You opened Instagram this morning and saw it again. Another solopreneur posting a screenshot of their Stripe dashboard. $12,400 in...
What should you actually pay yourself? (Real math inside)
PSYCHOLOGY-DRIVEN PERSONAL FINANCE ADVICE The Solopreneur Salary Guide Read time: 3.5 minutes || Read on web browser Welcome to Mind Over Money, a weekly newsletter where I share actionable ideas to help women solopreneurs transform your relationship with money to build financial confidence and independence. Today's topic: Solopreneur's Salary Does this sound like you? You left a comfortable salary to build something real. You work hard and your clients are paying you. And yet, every month...
Your scarcity mindset has a price tag
PSYCHOLOGY-DRIVEN PERSONAL FINANCE ADVICE The Money You're Quietly Giving Away Read time: 3.5 minutes || Read on web browser Welcome to Mind Over Money, a weekly newsletter where I share actionable ideas to help women solopreneurs transform your relationship with money to build financial confidence and independence. Today's topic: The Scarcity Mindset Tax There is a tax that nobody warned you about when you went out on your own. It doesn't appear on your P&L. The IRS will never audit you for...
The reasons you DON'T have a business account as a solopreneur
PSYCHOLOGY-DRIVEN PERSONAL FINANCE ADVICE The Co-mingling Trap Read time: 5 minutes || Read on web browser Welcome to Mind Over Money, a weekly newsletter where I share actionable ideas to help women solopreneurs transform your relationship with money to build financial confidence and independence. Today's topic: Why you are still mixing your business and personal finance Every accountant and financial advisor will give the same advice to first-time solopreneurs within the first five minutes:...
First-time solopreneurs undercharge by 30-50%. Are you one of them?
PSYCHOLOGY-DRIVEN PERSONAL FINANCE ADVICE Why "Know Your Worth" Won't Fix Your Undercharging Problem Read time: 5 minutes || Read on web browser Welcome to Mind Over Money, a weekly newsletter where I share actionable ideas to help women solopreneurs transform your relationship with money to build financial confidence and independence. Today's topic: the invisible forces driving your pricing strategy You know about your Silent Co-Founder by now. That invisible force shaped by your money...
Why smart employees struggle as first-time entrepreneurs
PSYCHOLOGY-DRIVEN PERSONAL FINANCE ADVICE From Employee to Owner: The Real Shift Read time: 5 minutes || Read on web browser Welcome to Mind Over Money, a weekly newsletter where I share actionable ideas to help women solopreneurs transform your relationship with money to build financial confidence and independence. Today's topic: Employee Brain vs. Founder Brain You've decided to take the entrepreneur plunge. You've got the business plan and chosen your niche. You've even started telling...
Why good people struggle with money as solopreneurs
PSYCHOLOGY-DRIVEN PERSONAL FINANCE ADVICE Why Undercharging Isn't Generosity Read time: 5 minutes || Read on web browser Welcome to Mind Over Money, a weekly newsletter where I share actionable ideas to help women solopreneurs transform your relationship with money to build financial confidence and independence. Today's topic: Avoidant Money Script Has this ever happened to you?A client emails you asking for a quote. You know what you’re worth. But the number makes your stomach clench. So you...
Hi, I am Ceres, and I am a money psychologist and financial planner. Subscribe to my weekly newsletter to get one powerful psychological insight that transforms how you think about, spend and save money as a solopreneur, delivered directly to your inbox every Saturday.